Our Products

 
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WHOLE LIFE INSURANCE

Our provides coverage for your entire life and also builds cash and loan value with premium payments. Premiums never increase during your ownership of your whole life policy.  It is generally more expensive because coverage lasts a lifetime

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TERM LIFE INSURANCE

Term life insurance provides coverage for a limited period of time. After that period, policy holders typically pay increased premiums to continue coverage. Term life insurance is usually less expensive than whole life.

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ACCIDENTAL DEATH INSURANCE

The Accidental Death and Dismemberment Benefit from American Income Life pays scheduled benefits for loss of life, limb, or sight as a result of an accident. It also helps pay for hospital confinement and intensive care treatment if related to an accident.

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CRITICAL ILLNESS INSURANCE

Our critical illness policy pays a one-time, lump sum payment when an insured person is first diagnosed with a covered critical illness. An AIL critical illness policy can be the difference between financial security and financial disaster. The benefit can help ease your financial burden.

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HOSPITAL INDEMNITY

We offer an affordable hospital indemnity insurance policy that can help protect your family from the unexpected.  the policy can pay a benefit if the policy owner has emergency room treatment as a result of an accident when treated within 72 hours of the accidental injury.

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CANCER INSURANCE

We offer products that provide either: specific coverage for treatment of cancer, or a single lump sum benefit when an insured is diagnosed with cancer. Medical advances have increased chances of survival, but surviving a cancer diagnosis often causes financial hardship for families, whether the patient is the primary wage earner or another family member.

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NO - COST PARTNERS PROGRAM

The optional, non-insurance No-Cost Partners Basic Program allows members to take advantage of up to 10 to 60 percent discounts on health-related products and services that might not be covered by their insurance benefits.

The program also has an optional upgrade for a minimal annual cost.

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PROTECT YOUR CHILDREN

Finances are an important part of your child’s future, and not something to be taken lightly. That’s where American Income Life comes in. Life insurance for your child is a wise investment in their future. Choose between term life, whole life, and the Head Start Program to determine which is best for your child. Contact us for details.

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MORTGAGE PROTECTION

If you died how difficult would it be for your family to make the mortgage payments each month without your income? The grief of losing a family member is difficult enough. How much more difficult would it be for your family to lose their home and change their entire lifestyle? Mortgage Insurance can help protect your family when you are no longer there.